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Are you the owner of one of the great local eateries or restaurants in California? If you are, United Direct Insurance Services will protect your restaurant from financial Loss. Each restaurant is unique. Therefore, the insurance policy protecting your business should be unique, too.


  • Restaurants with no sales of alcoholic beverages
  • Restaurants with sales of alcoholic beverages
  • Take out eateries with no table service
  • Bakery, bagel or doughnut shop – baking and frying
  • Pizza Shops
  • Refreshment stands
  • Sandwich shops

What liability insurance coverage will I need for my restaurant?

Certain exposures are easy to locate and others take time and consideration.

The most general choices of United Direct Insurance Services inexpensive restaurant insurance offered incorporate:

  • Property Insurance – Protects your property in circumstances of fire or other events. It might not cover natural disasters, such as floods or earthquakes. If you have any type of mortgage on your business and/or equipment, then you should have a premises insurance policy.
  • General Liability Insurance– This would be the umbrella coverage that protects you in the event someone slips and falls within your restaurant, gets sick after consumption there (whether it was your liability or not). This would be a have to have in today’s sometime sue-happy world.
  • Liquor Liability Insurance – A good number states expect that any restaurant holding a liquor permit have liquor liability as part of their insurance coverage. It helps shield you if a shopper has too much to drink and drives furthermore hurts himself or herself or somebody else.
  • Business Vehicle Liability Insurance – If you possess a business automobile, this would be a helpful insurance to have. It might be covered in your general liability, but always confirm with our insurance agent first.
  • Workers Compensation Insurance – Protects you if an member of the staff is harmed at work. Most states require that all employers carry some type of workers’ compensation liability insurance.

United Direct Insurance Services is a California Insurance Agency located in Encino, Los Angeles County, offering affordable Restaurant Liability Insurance coverage.  Contact us today for a FREE quote!