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General Liability

General Liability Insurance coverage for Business Owners

With the day-to-day uncertainties of small business management, general liability insurance is something you cannot do without. Accidents happen – on site, off site, with employees and with customers – no matter how much you’ve planned.  General Liability insurance can help cover medical expenses, attorney fees and damages you are legally responsible for. It can also offer protection against situations that may not have even crossed your mind.


For example, any individual or business providing an opinion, making recommendations, designing solutions or offering a service is at risk for a professional liability lawsuit. United Direct Insurance Agent/Brokers can help with defense costs, regardless of fault. And we offer protection for judgments, court costs and more.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. United Direct Insurance Services liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for injury or damage.

United Direct Insurance Services’ Agents offer a Broad Range of General Liability Protection.

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts

We understand that you may have questions about the type of coverage that may be right for you. Our friendly licensed agent/brokers will walk you through your insurance shopping, and find you the best Insurance rates tailored to your specific business needs.

United Direct Insurance Services is a California Insurance Agency headquartered in Encino, Los Angeles County, offering affordable General Liability Insurance. Contact us today for a free quote!