Commercial Auto Insurance

Rest Assured While on the Road with Our Customized Insurance Coverage

The use of any vehicle for business purposes comes with inherent risks not usually covered by a personal car insurance policy. At United Direct Insurance Services, we provide best-in-class, affordable commercial auto insurance that covers expenses resulting from injury or property damage involving your business vehicle.

Personal Auto Insurance

Because You Need More than Personal Auto Insurance

Any company that uses personal, leased, or company-owned cars/vans or trucks for business operations needs commercial auto coverage. These include businesses/contractors like:

  • Plumbers
  • Landscapers
  • Consultants
  • Salespersons
  • Caterers
  • Food delivery businesses
  • Ride-hailing companies
  • Electricians

To maximize your protection, you will need additional coverages, in conjunction with basic auto liability. At United Direct Insurance Services, we can expertly guide you through the selection process to get the best commercial vehicle insurance policy to suit your unique business needs.

General Liability Insurance

Areas of Coverage

Commercial auto insurance policies usually cover any vehicle used in business activities, such as cars, pickup trucks, service trucks, and vans. The overall cost varies by policy type and generally includes:

  • Replacement/repair of your car after a crash, theft, vandalism, etc.
  • Medical expenses for treating injuries sustained by the other driver, passengers, or pedestrians.
  • Replacement/repair of the other driver’s car.
  • Repair of damages to third-party property .
Commercial auto insurance policies

At United Direct Insurance Services, our commercial auto insurance policies include:

  • Auto Liability: Pays for the medical expenses /repair or replacement costs incurred by the other driver when you or an employee is at fault for an auto accident.
  • Comprehensive Coverage: Covers the loss of your company vehicle in an event outside of a collision, such as theft, fire, or natural disaster.
  • Collision Coverage: Pays for the repair/replacement of your vehicle if its damaged or destroyed in an accident with another car.
  • Uninsured Motorist: Protects you when an uninsured driver is responsible for your injuries or damage to your vehicle.
  • Underinsured Motorist: Covers you when the at-fault driver doesn’t have enough liability coverage to pay for your medical expenses/repair or replacement costs.
  • Non-Owned or Leased Vehicles Coverage: Consider this coverage if you’re using leased or borrowed vehicles for your business.
  • Personal Injury Protection (PIP): Pays for your medical expenses and that of the other passengers regardless of who caused the accident.
  • Employees’ Cars: Covers employee cars/vehicles used for your business.
Affordable Commercial Auto Liability Protection

Get Affordable Commercial Auto Liability Protection with United Direct Insurance Services!

  • We offer flexible options and can help you select the most appropriate coverage types for maximum protection based on variables like limits, deductibles, and fleet size.
  • We can provide multiple free quotes, sourced from top-rated national carriers and help you lower your auto insurance premium rates.
  • We will actively engage with you to help with claims management, limit adjustments, and coverage review to keep you fully protected.

Our experts can help you find the right commercial auto insurance coverage for your business. Contact us today for a free quote!

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