Workers' Compensation

We Have You and Your Business Covered with Our Affordable Workers' Comp Insurance

Like most states across the U.S., California requires businesses to obtain workers' compensation insurance for their employees. This policy can protect your company when one of your employees sustains a serious injury while working for you or develops an occupational illness. Regardless of whose fault it is, workers' comp will cover treatment costs for the injured worker. It makes it possible for employees to access quality care after an on-the-job accident and protects your business from paying potentially crippling medical costs.

At United Direct Insurance Services, we can help you get and maintain cost-effective workers' compensation coverage for your business.

Employee-related Claims

Protect Yourself from Employee-related Claims

Workers' comp insurance covers on-the-job incidents such as:

  • Accidents like falls, heavy equipment rollovers, or power tool injuries.
  • Illnesses caused by exposure to hazardous materials, like radiation or chemicals.
  • Sickness/injury caused by constant laborious work, such as back problems from loading/unloading heavy cargo.
  • Death from work-related harm.
General Liability Insurance

Covered costs include:

  • An injured employee's medical expenses, including surgery, prescription drugs, or emergency room care.
  • Temporarily lost earnings if a worker requires some time off work to receive treatment and recover from an on-the-job injury or illness.
  • Ongoing rehabilitation for a worker who needs physiotherapy to accelerate recovery from a disabling work-related injury.
  • Permanent disability benefits to replace lower wages and cover a reasonable amount of ongoing medical expenses if the victim permanently loses their ability to work and earn, after a work-related incident.
  • Death benefits, including funeral expenses and financial support for any named beneficiaries if an employee dies from a work-related hazard.
You Can Rely on Us!

You Can Rely on Us!

Our experienced agents at United Direct Insurance Services will deliver the best worker's comp coverage possible for your business:

  • We ensure peace of mind by helping you comply with California's no-fault workers' compensation law. Non-compliance can have devastating ramifications, including a penalty of up to $100,000 or a prison sentence.
  • We can help you save on coverage costs by leveraging multiple quotes from the A-rated insurance carriers we represent.
  • Our agents are always on hand to help with risk mitigation, which can lower your premium rates by minimizing your work-related claims frequency and the cost of any such claim.
  • Thanks to our extensive industry expertise, we can tailor your worker's comp plan for maximum protection based on key parameters, like your specialty's unique risks or the number of employees.
  • We remain committed to top-quality customer experiences throughout your policy's term.

Workers' compensation insurance can be a practical safety net for your business and employees. At United Direct Insurance Services, we offer affordable workers' comp programs for businesses throughout California. Contact us today for a free quote!

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