A renters insurance policy protects your personal belongings from damage or loss caused by covered perils, while you are living as a tenant. Your landlord is only responsible for damage to the building and fixtures. Therefore, whether you live in a rented condo, apartment, or single-family home, you should purchase the right renters insurance policy to protect your personal possessions. At United Direct Insurance Services, we provide customized plans at affordable rates to meet your unique renters coverage needs.
Our standard renters insurance policies typically include the following types of coverage:
Most of our renters insurance policies exclude flood and earthquake damage. To protect your possessions against such damages, you may have to add riders/endorsements to your standard renters insurance policy or purchase a standalone flood/earthquake policy.
Also, if you own and keep expensive items such as collectibles, jewelry, art, and other high-value items in your rented property, you may need a special policy to cover them completely.
At United Direct Insurance Services, we are committed to offering our clients the best plans at competitive rates. The cost of your renters insurance policy depends on the deductibles, coverage limits, and exclusions in your policy. Our team of knowledgeable and well-trained insurance professionals can help you get started, by analyzing your coverage needs and advising accordingly. We also offer discounts if you install risk-mitigating features, such as:
You can also earn additional discounts if you bundle your policies. If you live in California and are looking for a renters insurance policy to suit your needs and budget, call us today at 1-800-805-0787 for a free quote!
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