Homeowners Insurance

Protect Your Home and Belongings with Our Customized Coverage

A standard homeowners insurance consists of four types of coverage, including coverage for the structure of your home, personal property, liability protection, and additional living expenses coverage. At United Direct Insurance Services, we can help you get the right policy, custom-tailored to suit your unique home insurance needs.

Homeowners Insurance Coverage

Standard Coverage under Homeowners Insurance

  • Stolen or Damaged Personal Belongings: Includes appliances, clothing, furniture, and dishes (in some cases)
  • Property Damage: Covers permanent structures on your property against named perils, including wind, fire, hail, and water damage
  • Jewelry : You can get a customized policy that fully covers your entire jewelry collection
Homeowners Insurance Options

Additional Options to Consider

  • Personal Liability: Covers the costs of third-party property damage that occurs within your home or on your property, as well as any legal expenses.
  • Medical Bills: Settles third-party medical expenses for personal injuries that occur within your home.
  • Additional Expenses: Compensates you for any additional expenses you might incur due to a covered peril, such as the cost of temporary accommodations if you have to vacate your home temporarily for safety or repair purposes
Exclusions to Flood Insurance Policy

Common Policy Exclusions

The following events are generally not covered by standard homeowners insurance:

  • Earthquakes.
  • Flooding due to naturally rising water.
  • Maintenance issues such as mold infestation, damage caused by rodents, termites or insects, and general wear and tear.

We know what it takes to protect your home and valuable belongings against future uncertainties. As a creative, innovative, and people-oriented agency, we are committed to providing you:

  • Excellent Service: All of our agents are knowledgeable, professional, and readily available to cater to your unique home insurance needs.
  • Wide Range of Coverage: Our partnership with multiple top-rated insurance carriers makes it easier for us to offer you the best plans at affordable rates.

To get a customized homeowners insurance policy that suits your needs and budget, contact United Direct Insurance Services today at 1-800-805-0787 or info@uniteddirectins.com

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