Long-term care insurance covers nursing-home care, home health care, and personal or adult day care for people aged 65 or over, or who have a chronic or debilitating condition that needs continuous monitoring. At United Direct Insurance Services, we can assist you in obtaining your customized long-term care insurance at reasonable prices.
Most people might require long-term care at some point in their life. Long-term care is commonly related to stroke, dementia, cancer, heart attacks, arthritic difficulties, and other medical conditions. Receive coverage for medical bills and get peace of mind knowing you are covered by investing in long-term care insurance.
Long-term care insurance may also assist you in covering potentially high expenditures. It can help you maintain your financial independence and participate in making decisions about your care, the services you get, where you receive them, and who delivers the care you require.
We can offer both stand-alone and hybrid long-term care solutions to assist you in covering costs. Contact us to see how we can help you prevent price hikes and safeguard your investments.
Long-term care encompasses a wide range of services aimed to meet an older person's health or personal care requirements, over a short or long period of time. Long-term care help people who can no longer undertake daily activities independently.
Long-term care services assist with:
You may need to get additional care at home or in a nursing home if you have a long-term chronic disease. It is not easy to know if or when someone will require long-term care and how much it will cost, but these statistics may be helpful.
With Medicare, you have two coverage options to choose from, including:
At United Direct Insurance Services, we can assist you in obtaining customized long-term care insurance that meets your needs and fits within your budget. Our team of experienced, well-trained insurance specialists will analyze your current coverage and estimate the cost of adding long-term care insurance to your policy.